National Bank of Pakistan Jobs 2026 – CAD Officer (Islamic & Conventional) Required in Risk Management | Apply Online

The Nation’s Bank, National Bank of Pakistan, aims to support the financial well-being of the nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. In line with its strategy, the Bank is looking for talented, dedicated, and experienced professionals for the following positions in the area of Risk Management.

Position 1: CAD Officer – Islamic (OG-II / OG-I)

Reporting to: Islamic CAD Manager – Credit Administration Division

Educational / Professional Qualification:

Minimum Graduation or equivalent from a local or international university/college/institute recognized by the HEC of Pakistan.
Candidates having a Master’s degree and/or any other relevant professional certification(s) will be preferred.

Experience:

Minimum 03 years of banking experience, including at least 02 years in Credit Administration and/or Credit Operations and/or Loan Processing and/or Banking Operations within an Islamic and/or Conventional banking setup.

Other Skills / Expertise / Knowledge Required:

Sound knowledge of commercial, SME financing/credit administration/review of legal documentation/pledge operations.
Exposure to collateral and risk monitoring/reporting.
Good interpersonal and communication skills.
Proficient in MS Office.

Outline of Main Duties / Responsibilities:

Assist in scrutinizing Sanction Advice/Facility Offer Letters (FOL) in line with the Credit Approval Authority Booklet (CAAB) and Shariah guidelines.
Support the preparation of standard documentation (IBs) for Corporate, Commercial, SME, and Agriculture accounts.
Prepare Disbursement Authorization Certificates (DAC) for approved facilities.
Assist in registration of charge with SECP via BLA and coordinate for perfection certificate from Shariah Compliance.
Assist in conducting in-house visits of pledge sites and coordinate outsourced inspections of pledged stocks.
Provide support in reviewing outsourced stock inspection and valuation reports for accuracy and compliance.
Record and maintain facility details in the system, including collateral, Takaful, and related information.
Assist in monitoring covenants, condition precedents, and post-disbursement compliance for assigned portfolios.
Track and escalate breaches, exceptions, or deviations to the appropriate authorities.
Perform any other assignment as assigned by supervisor(s).

Place of Posting: Lahore

Position 2: CAD Officer (OG-III / OG-II)

Reporting to: Regional Executive – Credit Administration Division

Educational / Professional Qualification:

Minimum Graduation or equivalent from a local or international university/college/institute recognized by the HEC of Pakistan.
Candidates having a Master’s degree and/or any other relevant professional certification(s) will be preferred.

Experience:

Minimum 02 years of banking experience in Credit Administration and/or Loan Processing and/or Banking Operations. Candidates having experience of handling Car Finance/Consumer Finance will be preferred.

Other Skills / Expertise / Knowledge Required:

Knowledge of credit administration functions for retail products, particularly car finance.
Thorough understanding of pre- and post-disbursement requirements in car finance.
Familiarity with regulatory requirements and exception reporting.
Ability to maintain effective follow-up to ensure timely completion of requirements.
Proficient in MS Office.

Outline of Main Duties / Responsibilities:

Review Sanction Advice and prepare comprehensive documentation checklists.
Verify financing and security documents to ensure accuracy and compliance with bank policies.
Ensure all pre-disbursement requirements are fulfilled prior to disbursement authorization.
Assist in the issuance of Disbursement Authorization Certificates (DAC).
Ensure insurance coverage is valid, supported by premium payment evidence, and compliant with sanction terms and bank policies.
Support adherence to regulatory requirements and internal compliance standards.
Organize, maintain, and safeguard documentation related to staff/consumer financing.
Perform any other assignment as assigned by supervisor(s).

Place of Posting: Mianwali, Quetta, Sialkot, and Sheikhupura

Assessment Test / Interview(s)

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for test and/or panel interview(s).

Employment Type

Employment will be on a contractual basis for three years, which may be renewed at the discretion of Management. Selected candidates will be offered a compensation package and other benefits as per the Bank’s policy/rules.

How to Apply

Interested candidates may visit the website www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of this advertisement, as per the given instructions.

Applications received after the due date will not be considered under any circumstances.
No TA/DA will be admissible for the test/interview.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.

Reference: PID(K)31/26

Note: This post is based on an official recruitment advertisement. Candidates are advised to visit www.sidathyder.com.pk/careers to apply online and verify all details before the closing date.