ZTBL Jobs 2026 – Head Liability Business| Apply Online

The Zarai Taraqiati Bank Limited (ZTBL), a ‘AAA’ rated specialized financial institution with a nationwide network of over 500 branches, has announced a new career opportunity for experienced banking professionals. The Bank is inviting applications from energetic and challenge-oriented individuals with a proven track record to join as Head Liability Business.

This is a senior leadership opportunity for candidates who can act as a catalyst for transformation in a dynamic and challenging banking environment.

About Zarai Taraqiati Bank Limited (ZTBL)

ZTBL is one of Pakistan’s leading specialized financial institutions, holding a ‘AAA’ credit rating and operating through a wide network of more than 500 branches across the country. The Bank is currently seeking a seasoned banking professional to lead its liability business function and drive deposit growth nationwide.

Job Position

Position: Head Liability Business (VP / SVP-I / SVP) Number of Positions: 1 Organization: Zarai Taraqiati Bank Limited (ZTBL) Location: ZTBL Head Office, Islamabad

Eligibility Criteria

Experience

Minimum 12 years of experience in Banks/Financial Institutions.

Qualification

Minimum Bachelor’s degree from an HEC-recognized institute/university (National or International).

Age Limit

Maximum 50 years, as on the closing date of application.

Key Job Responsibilities

The Head Liability Business will play a strategic leadership role, with responsibilities including:

Developing and implementing deposit mobilization strategies aligned with the Bank’s overall business plan, including training staff on sales procedures and implementation
Formulating innovative liability products and campaigns tailored to diverse customer segments — farmers, SMEs, corporates, retail, and digital customers
Ensuring optimal product pricing, competitive positioning, and profitability of the liability portfolio
Driving deposit growth across all 501 branches by setting regional and branch-level targets
Designing and rolling out marketing, awareness, and customer engagement initiatives to attract low-cost deposits (CASA) and long-term funds
Building and maintaining strong relationships with key clients, institutional depositors, and government bodies
Leveraging digital channels and alternative delivery platforms to enhance deposit mobilization
Providing leadership, guidance, and motivation to Regional Business Heads (RBHs) and Branch Managers
Monitoring branch performance and ensuring accountability through structured review mechanisms such as MIS, dashboards, and KPIs
Ensuring adherence to SBP regulations, internal policies, and compliance standards for liability products
Maintaining oversight of deposit pricing, cost of funds, and profitability metrics
Implementing effective risk management practices in liability business operations
Performing any other task assigned by management

Eligibility / Ineligibility Criteria

Maximum age limit is 50 years as on the closing date to apply.
Market-competitive remuneration will be offered.
ZTBL is an equal opportunity employer — females and persons with disabilities (PWDs) are encouraged to apply.
Only short-listed candidates will be called for interview; no TA/DA shall be admissible for interviews.
The Bank reserves the right to accept or reject any application(s) without assigning any reason.
Applicants convicted by any court of law are not eligible to apply.

How to Apply

Interested and eligible candidates can apply through the following process:

Visit the official ZTBL careers website: https://www.ztbl.com.pk/jobs
Apply online on or before the closing date: 02 August 2026
Only online submissions received within the due date will be accepted.

Important Note: Only short-listed candidates will be contacted for the interview process. No TA/DA will be provided.

Contact Information

For any related queries, please contact: Head Recruitment & Selection, ZTBL Head Office, Islamabad Phone: 051-9252724